Is Cash Flow an issue for your business?

Most businesses have cash flow issues from time to time, either because of fast growth, under-capitalisation, seasonality or other factors.  Depending on the cause, there are several potential solutions that you may wish to consider:

FACTORING/INVOICE DISCOUNTING – an excellent tool for fast growing businesses, this can often be handled confidentially so that your customers are not aware. You can control your own sales ledger, or the finance company can.

TRADE FINANCE – (also known as PURCHASE ORDER DISCOUNTING) brilliant for where you need finance in order to purchase finished goods (from UK or overseas) to satisfy a confirmed order. This is a little-known financial instrument, similar to factoring, but earlier in the sales cycle using your customers’ purchase orders as the security.

ASSET FINANCE/LEASING – great for spreading the cost of new capital items, such as plant and machinery, and also for releasing cash back into your business by sale and lease back of existing equipment.

SMALL FIRMS LOAN GUARANTEES – the way of getting a bank loan up to £250,000 without having to put up your house or other assets as security as this is guaranteed by the Government. We have many experienced ex-bankers helping obtain SFLG’S and many recent successes from £50,000 - £250,000.

BUSINESS ANGELS – if your business is under-capitalised or you need mentoring or assistance in running the business in addition to extra finance then investors are worth considering. We handle investment for the largest Business Angel network in Europe, from £50,000 to £5 million, for businesses in any sector and any stage. We have had several clients also appear on BBC’s Dragon’s Den.

If you would like to know more about our range of corporate finance services, contact us today on 0845 838 0936 or drop us an email.