Buy-to-Let and Let-to-Buy Mortgages

We can help with flexible mortgages

At Strategy Corporate Finance we are able to offer our clients great deals on a wide choice of buy-to-let mortgages. Our experience in this field combined with our network of lending contacts enables us to offer some of the best buy-to-let mortgage rates in the UK.

Buying property in order to make a profit through rental is a flexible and controllable form of medium to long-term investment. Buy-to-let mortgages in the UK have a number of differences when compared to standard mortgages. The decision made by the lender when approving the loan is based on the potential rental income of the property in question, rather than the income of the applicant. Also they tend to require a larger deposit, this generally ranges from 20% to 25% of the total value of the property. Buy-to-let mortgages usually attract a slightly higher rate of interest.

The advantages of using buy-to-let mortgages are that you can create an almost instant stream of income from the rent, and over the long term build up equity in the property. This equity can then be used as leverage to purchase further properties. There are also certain tax benefits, property maintenance costs and any interest paid on a mortgage can be claimed as tax deductions.

Let-to-buy mortgages

Let-to-buy mortgages are another option available to property investors. These types of mortgage are useful when you already own a property and you want to buy another property or raise funding for a business. Let-to-buy mortgages allow you to release the equity in your current property without selling it, the property is let out to tenants. This type of mortgage can be used to build a portfolio of properties in a step-by-step fashion.

Contact us to receive information on some of the best buy-to-let and let-to-buy mortgages available in the UK market. We will endeavour to find you the most competitive interest rates and offer you a high quality level of service in the process.

If you would like to know more about our range of mortgage services, contact us today on 0845 838 0936 or drop us an email.